By Chris Griffiths
Rim of the Valley Real Estate
Cell/Text: (626) 354-8000
CA BRE #01118463
When I represent a buyer, I have your best interests at heart.
Whether you’re buying a $100,000 condominium or a $10 million ranch, you will get my full attention, expert and honest advice, and timely access to my team of top lenders, escrow officers, title officers, home inspectors and many more.
I believe it’s my job to not only help you find the perfect home, but also to educate you throughout the entire process, so you know you’re making the best short and long term financial decisions.
For most people, buying a home is the most expensive purchase they will ever make, and it’s my job to make sure you not only get a great home, but get it for a great price, with the right financing. I strive go above and beyond for every client from helping you find movers and home insurance to finding reputable tradespeople down the road.
To read reviews from past clients visit CGSells.com and go to About>Testimonials.
We all like to do the fun stuff and there are few things as fun as browsing the internet looking at homes. But by my reckoning there are four things you need to do before you get on your computer and start surfing!
In putting together this list, it was tempting (and of course self-serving) to say the first thing you should do is find a Realtor. But, the truth is, the first thing you should do is find a reputable lender and get pre-approved.
In fact, if you come and ask me about finding a house, the first thing I will do is introduce you to a good lender!
Why is this so important? Over the years, I have found that few things match the disappointment of finding the perfect home and then finding you can’t afford to buy it. Start with what you can afford. There’s nothing wrong with day dreaming about where we might live down the road, but if you’re serious about buying a home be realistic and start with what you CAN afford now.
In the following pages, I have tried lay out some of the things you will come across as you pursue your path to home ownership. This is far from exhaustive. One of the things I love about being a Realtor, and I’ve been doing it for over twenty-five years, is that I still come across situations that are new to me. If we come across a new issue, we will tackle it together.
At the end of this guide, you will find your homework assignments. The first is a list of questions to put together for your Realtor (hopefully me), I will use these answers to set up a search for you on the MLS, I will then email matching homes the moment they hit the market, giving you a head start on the competition. The second, is a checklist to help you gather the information you need to put together so you can be pre-approved for your mortgage.
Ready? Let’s get started on this journey: